Plebgraph is India’s fast-growing digital loan platform that
helps individuals finance their upskilling and certification
courses—be it tech, design, marketing, or languages. Backed by
an RBI-registered NBFC, we offer fast, paperless loans to help
you invest in your future without financial stress.
Whether you’re a Part-time student, working
professional, or job-seeker, our loan platform is built to
support your career journey. With minimal documentation and a
100% digital process, your loan gets disbursed within 24
hours.
You'll need your ID proof (Aadhar/PAN), Address Details, bank details, and course details/fee structure from your institute. All details can be added directly through the app.
We finance virtually any certification, diploma, or skill-building course that enhances your professional capabilities. This includes tech, business, design, language, and other professional courses from recognized platforms.
Our interest rates are customized based on your profile and course type. You’ll see a detailed breakdown before accepting the offer, with no hidden fees.
Most applications are approved within 24 hours of completing all required details. Once approved, disbursement typically happens within 1–3 business days, directly to the user's bank account.
Plebgraph offers a loan for anything between Rs.10,000 and Rs.1,00,000/- depending on the applicant's eligibility. The approval amount of every applicant may vary as the same is calculated digitally by considering the digital footprints of the applicant, application details, past credit behavior, etc. You can check your eligible amount using the app itself.
In extremely rare case scenarios, if there is a delay in disbursement due to a technical issue from the bank's server, your repayment due date will be adjusted according to the date of your loan disbursement.
Yes, you can prepay your loan partially or fully at any time with no prepayment charges, depending on your loan plan. There's complete transparency with no hidden fees.
Absolutely! We finance both online and offline courses, including self-paced learning programs, MOOCs, bootcamps, and live online classes from reputable platforms and institutions.
A cooling-off/look-up period is the time window as determined by the Board of the NBFC which shall be given to borrowers for existing digital loans, in case a borrower decides not to continue with the loan. No additional fee would be charged during the cooling-off period and the borrower is liable to pay only the disbursed loan amount. The cooling-off window is determined to be in 72 hours.
You can deactivate the loan from here only during the cooling-off period.
There can be multiple reasons:
To update your mobile number, please follow these steps:
To update your Email ID, please follow these steps:
To delete your data, click on this link . Please note that deleting your data is permanent, and you will not be able to recover it.
You can delete your Plebgraph account in two ways :-
- Request deletion through the Plebgraph app under app settings.
- To proceed with account deletion click here
No, account deletion is irreversible. Once you delete your account, it will be permanently erased from Plebgraph's platform, and you will no longer be able to access it.
To cancel your delete request, simply click on the "Cancel" button in the delete account confirmation screen by clicking here . Your account will be restored, and you will continue to have access to your loan account. You can also cancel the delete request from the Plebgraph App: Steps to cancel a delete request from the loan app:
Note: You can only cancel your account deletion request within 7 days. After 7 days, your request for delete is not acceptable.
Your data associated with your account will be permanently deleted from Plebgraph's system. However, Plebgraph is legally required to store your KYC and other loan-associated data for regulatory purposes. You will lose access to your profile, account history, data, and any associated content.
No, once your Plebgraph account is deleted, you cannot retrieve it or the associated data. You will need to create a new account if you wish to use Plebgraph's platform in the future.
Yes, Plebgraph will delete your data on our platform. However, Plebgraph is legally required to store your KYC and other loan-associated data for regulatory purposes.
If you have trouble deleting your Plebgraph account, you can call our support team at +91 22 4143 4799 or email them your query at support@plebgraph.com .
Yes, your Plebgraph account will be deleted within 7 working days. This action is irreversible, and you will not be able to take a loan using the same mobile & PAN number in the future.